First Time Buyers

Unlocking homeownership, your very first home... How exciting! 

What is a First-Time-Buyer?

A brief guide

A first-time buyer refers to an individual or household who is entering the property market for the very first time as a homeowner.

They have never owned a property or held a joint mortgage in the past. First-time buyers often face unique challenges, such as saving for a deposit, understanding the mortgage process, and navigating the complex housing market. *In some cases lenders will consider you a 'First-Time-Buyer if you haven't held a mortgage for a set period of time.

They represent a vital segment of the housing market and are typically eligible for various government schemes and incentives aimed at assisting them in achieving their homeownership goals.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. 

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