What is a Home-Mover Mortgage?
A Guide for Home-Movers
In the UK, a home mover refers to an individual or household who already owns a property and is looking to sell it in order to purchase a new home.
Home movers are typically individuals who have outgrown their current property, require a change in location, or have other reasons for moving. They have experience with the property buying and selling process and are familiar with the various aspects involved, such as valuations, conveyancing, and negotiating offers.
Home movers often seek mortgage products specifically designed for their needs, which may include porting their existing mortgage or applying for a new mortgage to finance their next property.
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Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Some forms of Buy to Let Mortgages and Commercial Finance are not regulated by the Financial Conduct Authority. The Financial Conduct Authority does not regulate commercial finance and some forms of buy to let mortgage.