Life Insurance

Protecting your family or securing your mortgage with life insurance provides financial security in case the unexpected happens

What is Life Insurance?

Our term life insurance policies are designed to give you peace of mind, knowing that your loved ones are protected if the worst should occur.

*Life insurance is crucial for families or homeowners. Whether it’s paying off a mortgage or ensuring your family’s well-being, we can help you find the right policy for your needs.

Two Key Terms

Level Term Assurance

Level Term Assurance provides a fixed amount of coverage over a set term. This means that the payout remains the same, regardless of when a claim is made during the term. It’s ideal for providing for your family’s long-term financial needs, offering a lump sum to cover living costs, education, or future expenses.

Decreasing Term Assurance

Decreasing Term Insurance is designed to cover a debt that decreases over time, like a mortgage. As your mortgage balance reduces, so does the amount covered by your insurance policy. This type of insurance is typically cheaper and ensures your mortgage is paid off if something happens to you.

How do I pay for my LIfe Insurance?

Find the perfect payment option for your life insurance with our two convenient methods. Make managing your Life Insurance policy a breeze and ensure you never miss a payment. Keep your coverage active and your loved ones protected.

Annually

Paying annually for Life Insurance can often lead to cost savings compared to monthly payments. By opting for an annual payments, you may find the payments provide convenience and peace of mind, with fewer payment transactions to manage each year.

Monthly

Paying monthly for life insurance can be advantageous as it provides a more manageable payment schedule, ensuring coverage remains active. It also allows for greater flexibility in budgeting and can be more convenient for many individuals to align with their monthly income and expenses.

Get an In Indicative Quote

Get an indicative quote for Life Insurance gives you an estimate of what your premiums might be based on basic information you provide, such as your age, health, lifestyle, and coverage amount.

Apply Online

Provide some initial details online, and we’ll get back to you promptly with tailored guidance on your mortgage options.

Apply Now

Call Now

Prefer a personal touch? Give us a call to complete your application over the phone or to arrange an in-person appointment.

Call Now

Ready to get started ?

Speak to a Foligno & Co specialist at (01792 687237)