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Critical Illness Cover
Critical illness cover ensures that you receive a lump sum payout if you're diagnosed with a serious illness covered by your policy. It helps protect your financial future and allows you to focus on recovery without the burden of ongoing expenses.
*Some insurers may refer to this as "Serious Illness Cover". Only listed conditions are covered, so it's important to review the policy terms carefully.
What Does Critical Illness Cover?
Critical illness cover is designed to pay out for life-threatening conditions. These typically include:
- Heart Attack
- Certain Types of Cancer
- Stroke
- Organ Failure
- Multiple Sclerosis
- Alzheimer’s Disease
What You Need to Know
Each policy covers specific conditions, and you'll only be able to claim for illnesses listed in your policy. Conditions like early-stage cancer or mild strokes may not be covered, depending on the insurer. Be sure to check the exact coverage and exclusions with your provider.
Critical illness policies may have terms, conditions, and exclusions. Ensure you fully understand the policy details and consult with an adviser before taking out insurance.
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