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First-Time-Buyers

Entering the property market for the first time as a homeowner? We're here to help. First-time buyers often face unique challenges, from saving for a deposit to understanding the mortgage process and navigating the complex housing market.

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We are committed to putting our customers first, and want to make sure you have a clear understanding of
what we do.

  • Full mortgage guidance
  • Access to schemes & incentives
  • Personalised saving & budgeting advice
  • Exclusive First-Time-Buyer rates
  • Dedicated support from application to move-in

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Some forms of Buy to Let Mortgages and Commercial Finance are not regulated by the Financial Conduct Authority.

First Time Buying first thoughts

Buying your first home is an exciting step, but it can also feel overwhelming with so many options and requirements to consider. We’re here to make the process as smooth as possible, helping you understand how much you can borrow, what deposit you’ll need, and which mortgage deals suit your situation. Whether you’re using a government scheme like Help to Buy or Shared Ownership, or just looking for the best lender for your needs, we’ll guide you through each stage. Our team will handle the paperwork and liaise with lenders, so you can focus on finding your ideal home.

First-Time Buyer Checklist

A step-by-step guide from starting your search to settling into your new home.

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Here are some of the products you may be thinking of

Fixed Rate Mortgage

Lock in a consistent interest rate for a set period. Ideal for those who prefer stable monthly payments without fluctuations, ensuring financial predictability.

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Variable Rate Mortgage

Your interest rate can change based on market conditions. Potential for lower rates, but payments may increase or decrease over time

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2-Year Fixed

Enjoy the security of fixed payments for two years, offering short-term stability while you plan your next steps

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5-Year Fixed

Benefit from five years of fixed monthly payments, providing peace of mind and protection from interest rate changes.

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Ready to Apply ?

Speak to an Adviser form or Apply Online today.

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Provide some initial details online, and we’ll get back to you promptly with tailored guidance on your mortgage options.

Apply Online

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Prefer a personal touch? Give us a call to complete your application over the phone or to arrange an in-person appointment.

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Ready to get started ?

Speak to a Foligno & Co specialist at (01792 687237)

Request Call Back support@folignoandco-mortgage.co.uk

Contact Address

Suite 7 Riverside House, Swansea,
SA1 2JA

01792 687237

support@folignoandco-mortgage.co.uk

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Think carefully before securing other debts against your home. Your home or property may be at risk of repossession if you do not keep up repayments on your mortgage.

Foligno & Co., Suite 7 Riverside House, Normandy Road, Swansea, Wales, SA1 2JA, is a company incorporated on 6 October 2022 with company number 14402160. We are authorised and regulated by the Financial Conduct Authority. The FCA does not regulate most Buy to Let mortgages.