First-Time-Buyers

Entering the property market for the first time as a homeowner? We're here to help. First-time buyers often face unique challenges, from saving for a deposit to understanding the mortgage process and navigating the complex housing market.

Speak to an Expert

We are committed to putting our customers first, and want to make sure you have a clear understanding of
what we do.

  • Full mortgage guidance
  • Access to schemes & incentives
  • Personalised saving & budgeting advice
  • Exclusive First-Time-Buyer rates

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Some forms of Buy to Let Mortgages and Commercial Finance are not regulated by the Financial Conduct Authority.

Fixed Rate Mortgage

Lock in a consistent interest rate for a set period. Ideal for those who prefer stable monthly payments without fluctuations, ensuring financial predictability.

Variable Rate Mortgage

Your interest rate can change based on market conditions. Potential for lower rates, but payments may increase or decrease over time

2-Year Fixed

Enjoy the security of fixed payments for two years, offering short-term stability while you plan your next steps

5-Year Fixed

Benefit from five years of fixed monthly payments, providing peace of mind and protection from interest rate changes.

Ready to Apply ?

Speak to an Adviser form or Apply Online today.

Apply Now

Provide some initial details online, and we’ll get back to you promptly with tailored guidance on your mortgage options.

Apply Online

Speak to an Expert

Prefer a personal touch? Give us a call to complete your application over the phone or to arrange an in-person appointment.

Call Now

Ready to get started ?

Speak to a Foligno & Co specialist at (01792 687237)